“Romper, bomper, stomper, boo. Tell me, tell me, tell me do. Magic Mirror, tell me today. Did all my friends have fun today?” |
More auto insurers are rolling out programs offering discounts to drivers who let the company electronically spy on their driving habits.
Progressive, one of the nation's largest auto insurers, today launches a nationwide ad campaign for its "Snapshot" program, in which drivers can elect to install a small data recorder in their cars that tracks how hard they brake, how far they drive and whether it's day or night driving. Based on the results, drivers can save up to 30 percent on their insurance. Average savings: $150 a year.
Progressive is one of a growing list of insurers with discounts for monitoring:
• Allstate. The Drive Wise program begun last year in Illinois will expand to other states.
• GMAC. Only total mileage is tracked - up to 54 percent off - drive fewer than 2,500 miles a year.
• State Farm. Mileage also is tallied via OnStar mileage for its "Drive Safe & Save" plan in California and Ohio. Texas will be added next month, Illinois later this year.
Although the programs are voluntary, they've raised the eyebrows of privacy advocates. One worry is that the insurers eventually will make the monitoring mandatory. (more)