Or you could be accessing a website in a cafe. At Wi-Fi hotspots, fraudsters create bogus gateways, known as "evil twins", to which the latest mobile phones will automatically connect. Once a connection is established, all the information passing through the gateway can be read directly or decrypted, allowing fraudsters to harvest user names, passwords and messages.
Until now, these attacks have been rare. But experts say that's just because smartphones are still taking off. "We're walking into a minefield," said Mr Fidgen, who has been warning about the risks of mobile banking for several months, "but nobody's bloody listening". (more)
